Car salesman Jerry Lundegaard (William H. Macy) is a bit down on his luck. He’s run up some pretty substantial debts, and will be in trouble for fraudulent affairs any day now, as soon as the bank realise the cars he has been claiming against don’t actually exist. The solution to his problem? Arrange for his wife to be kidnapped, so Jerry can collect on the ransom from his wealthy father-in-law. Unfortunately the miscreants hired to do the kidnapping, Carl and Gaear (Steve Buscemi and Peter Stormare), bungle the escape, leaving enough clues for the police chief, a heavily pregnant Marge Gunderson (Frances McDormand), to begin tracking everyone down and sorting this mess out.